[00:00:00] Voice Over: Welcome to Private Banking Strategies podcast with Vance lowe and Seth Hicks your secret weapon to protect your assets and never have to start over financially. Again, Vance Lowe and Seth Hicks, high net worth individuals, families, business owners, and investors structure, an asset protected tax-free fortress for their families.
Learn how to keep what you earn and use the velocity of money to create your own private banking system. Join us on this journey as we explore the secret strategies of the rich and political elite and helping take total control of your financial security. Now onto the show.
[00:00:40] Aric Johnson: Hello and welcome to Private Banking Strategies with Vance low and Seth Hicks. Gentlemen, how are you today? It was great. Wonderful. First of all, if you have not heard the last podcast, this is actually the second. The guy has covered some amazing things. I’m going to let them speak to that. But. I have learned a ton from you guys.
And I think I was in the sheep [00:01:00] crowd early on, because I say that as lovingly as I can to myself. Uh, but when you guys started talking about, you know, centralized banks and having your money in a banking system and, and, and things aren’t truly guaranteed the way we think they are. Um, they’re not as safe as we think they are.
And I just, at that time, I was like, okay, well, let’s see what these guys are talking about. And now I’ve learned a whole lot more. And I think that if anybody’s been paying real attention to what’s going on in the United States and in Canada, we see things that are just mind blowing and really have been reinforced by exactly what you’ve said.
And I say this because I know that you guys aren’t working in Canada. Uh, but one thing that happened in Canada at the time of the recording is that, you know, I think it was Trudeau gave permission to the banks to freeze people’s accounts. Um, Because they’re protesting. And I think if that can happen in Canada, that can certainly happen here.
I mean, come on. I mean, it’s, it’s the United States. They have no problem dipping their fingers in the things that they shouldn’t. [00:02:00] Right. I mean, I don’t know if you’ve read that or heard that news, but that’s a huge thing. People’s accounts or personal accounts were being frozen. Um, and again, I know this, we’re not talking Canada here, but it’s not like it couldn’t happen.
[00:02:12] Seth Hicks: You know, the constitutional protections that we’ve enjoyed, uh, since the inception and founding of our country, Aric have been, uh, attacked and, uh, by the leftist and the communist Marxist thought, uh, that is prevailing and, uh, colleges and, and, um, certain so-called educational platforms is stunning.
And that’s why we’ve been blowing the trumpet and ringing the bell and trying to wake people up to the fact that yes, it, it, the things that you’re describing there that are happening in Canada, they could happen here and you need to be protected. You, you shouldn’t be caught unaware, especially when there are such simple, uh, solutions that you can [00:03:00] execute now and protect yourself.
Absolutely.
[00:03:04] Vance Lowe: You know, Aric, let me also a comment on that. There’s a book out there that I think people need to read. It’s critical and it’s an eye-opener and it’s called The Creature of Jekyll Island. That book tells you who controls our country in essence and how the federal reserve was born. Um, and it’s a, it’s a huge eye-opener and it addresses that question.
A question that you just pose because everybody is seeing what’s going on and they can’t believe it. Well, we have to understand who is really in control and what we can do about it. So.
[00:03:48] Aric Johnson: Yeah. And not only who’s in control, but what lengths they’ll go to, to stay in control. And I think that’s one of the biggest concerns.
I think that’s what a lot of people are seeing. Now over the past 6, 7, 8 years, it’s [00:04:00] just been turmoil. And I think people are starting to take, you know, what you guys are saying seriously and what other other people are speaking about very seriously, because it used to be, well, that’s just conspiracy theory talk, blah, blah, blah.
No, they’ve always had the ability and the power. Maybe they didn’t flex it as strongly as they have been lately, but now we’re seeing some stuff. And so I know that you guys are planning on speaking about solutions today, and you’re really kind of speaking to those folks that are involved in crypto, uh, and, and others that are, that are interested.
So where do we start today?
[00:04:32] Seth Hicks: Well, I want to also just mention something about, uh, the, uh, the book that Vance mentioned and the year 1913, it was a critical year, Aric, where both the IRS and the federal reserve reserve were created. And it wasn’t by coincidence that the IRS and the federal reserve were created, uh, at the same time.
And it’s at that point that they put Pressure on the president to, uh, [00:05:00] acquiesce to a, uh, the federal Reserve’s involvement in monetary policy, in the U S and that’s where we effectively started down a road that we should have never started down. And so, in what it’s led us to now is inflationary spending. Uh, up to $30 trillion is, uh, is about the current mark, uh, of, uh, national debt.
And there’s six to 10 trillion slated by the current, uh, administration for, uh, further spending. And there’s nothing backing those dollars. So anyone know that knows that this form of Keynesian and economics has and derivative lending and fractionalized banking has caused our monetary system to effectively implode and the writing’s on the wall, but you don’t have to.
Play in that sandbox, as I like to say. And we’ve got solutions for [00:06:00] you. Um, and for those folks out there in the crypto investment world that are expecting, uh, large, uh, profit taking possibilities in the coming months and or those who are selling businesses or have inheritances coming or any other type of, uh, large sum income, there’s a way to plan and structure even before you have the money in your hand.
And like we talked about in the last episode, we like to form the perfect private family bank through a contract with insurance companies and we have a whole life component and there’s also a, a term insurance ryder Aric, which allows someone to execute an option, uh, once that they have that windfall money coming in and, uh, Vance I’ll, I’ll let.
Chime in here and explain what we’ve seen in the past six months with the [00:07:00] expected proceeds coming in from crypto that have become delayed. And some of the mentality that folks have out there with that.
[00:07:08] Vance Lowe: Um, I want our listeners to understand a lot of times in life information comes at a so fast that we have to do.
What’s called pigeonholing. Oh, I know all about that. And when we hear about life insurance, oh, I know what that is. I’ve heard that Dave Ramsey said this, or Susie Armen has said that and you rat hole information, thinking, you know what it’s all about when in fact you don’t one of the very, very safest, most lucrative investments on the planet today are held within these life insurance contract.
How would you like to be able to, um, have a guaranteed growth higher than any place else we can get it and yet pull money out and put it to work and sell finance, put it back, do all kinds of things. Having that interest that compounded interest [00:08:00] income tax-free. Well, we’ve got another phenomenon going on right now.
People have learned, they’ve heard about the private banking. Um, if you haven’t heard about it, a lot of times, we’re wondering if we’re living under a rock because this news, this information about private banking is, is out there now it’s, it’s starting to filter, uh, into a lot of people, uh, from France and everyone else who already has had the strategy going.
And now to address the windfalls. Okay. Something’s coming in. So I want to get this set up. Seth and Vance have said this, or yeah, I believe it. I’ve done my study. It feels good. It feels great. And let’s go get qualified. Let’s qualify for the very maximum amount we can qualify. And that’s what we do. We go out to several carriers and find out how much they’ll ensure that these people for.[00:09:00]
And they qualify and then it’s time for them to exercise. What’s known as their safe strategy, something to get started so they can learn the system so they can absorb these windfalls that are coming in well, because of the delay of crypto or, and throughout my whole life for the last 40 years, when
An Estate Plan or an estate is being, uh, divvied out, uh, through inheritance. There’s always a complication. There’s always, oh, we can’t release the money yet. And there’s always these complications. Well, the people, that are doing it right with the crypto right now, since they don’t have the money they’re looking at, what can I do to preserve all this under writing.
And we’re saying, well, there’s a term option out there for pennies on the dollar. You can literally take those contracts. And preserve them for the next 10 years, if you need to. And sometime [00:10:00] between, the next six months, eight years, whatever else you’ll want to decide. If you want to start converting those, you don’t have to convert the whole things.
You can piece Mel in. You can start, conservative and go strong, or if the big ballot or the big, uh, Um, windfalls, come in, then you can max out those contracts. So we’re seeing people do it right, but we’re seeing too many people postponing saying, oh no, we want to wait and wait until the windfalls come in.
And then it’s really too late. This is a great opportunity to solve all these issues, and we’re going to give you all these solutions today, but you know, we have to come up to the plate and go forward. So I hope that helps Seth go ahead with the rest there.
[00:10:52] Seth Hicks: Yeah, yeah, absolutely. Thanks Vance. So the, the, the term ryders, uh, help people create an option [00:11:00] that stays open Aric for them, and it gives them.
The ability to, to convert a small outlays of cash into large banks. And that’s, that’s what most of our clients want to do. They want to create an option where they can have a large place to bank their, their cash. and The reasons that you, you want to do that are many fold. We’ve got seven pillars of private banking strategies outlined on our website.
And we’ve, we’ve done a number of podcasts that dive into some of those specific pillars, but it bears repetition. In fact, it bears repetition over and over. And the number one pillar for private banking strategies is asset protection. And the asset protection is, is one that allows you to keep what you mean.
And you don’t have the risk of creditors taking it. You don’t have the risk of, uh, [00:12:00] having money evaporate. I mean, how, how to, uh, too often do people have their expenses, their monthly expenses they’re breaking even, and they don’t understand where their money went well with this system, you get the w we teach you how to get the money that your.
It’s flowing out from you back into your own private bank, and you realize all of the, the growth within your private bank tax-free and it compounds annually. So you really don’t have to work any harder. Or, uh, you know, win the Nobel prize or, or do anything that’s, that’s extra extraordinary. You simply need to implement tools and strategies that are, that are at your disposal.
And, uh, we’ve demonstrated that over and over again with everyone from blue collar workers to, to, to very high ultra high net worth families and businesses.
Voice Over: Do you see yourself in that story? [00:13:00] Do you feel like you are generating a lot of revenue, but are not moving forward as fast as you would like? Are you ready for help please call private banking strategies set (817) 200-4777.
Or visit us at www.privatebankingstrategies.com
[00:13:25] Vance Lowe: Seth, let me break in here for just a minute. We have examples where we’re actually seeing money work and flow the correct way people. Sometimes they don’t understand what money really is. Money is absolutely worthless unless it’s working, unless it’s moving. An economy, it’s a town, um, picture this. When we leave home, we should have had the education and the wherewithal about money to go create our own family town, pitcher dollars coming in, you’re on vacation, you’re [00:14:00] going to a town.
You’re going to go, you know, go to town, buy some groceries, get gas, maybe some tree kits, whatever else in town that, that money comes into that grocery store. Well, the grocery store owner then takes that money. Now he has to replace the things, the items that were sold. So he’s going to place an order.
Now that money is going to go be put in the bank, or he’s going to take some profit. He’s earned enough money that he can go buy a new car. Okay, so that dollar goes over to that car. That car dealership does the same thing. He’s got to order another car and he made some profit and he’s got to have some dental work.
And so that dollar’s going to go over to the dentist and over and over and over and over. So a town will flourish depending on how fast that dollar moves around. Well, in our own family, We’ve got to have an economy. Debt is important, especially if we can control it, interest rates going out, we don’t like that very much, but if we’re our return and our volume of increase is higher than [00:15:00] that expense, then money is flowing.
The very worst thing we can do in the economy that we’re talking about is letting money sit idle in accounts. Doing nothing for us, but trying to earn interest rates. So I wish I wish I could just help people catch that vision. And once you do, then the lights come on and we start understanding that there is an, a brighter world out there where we can work once for the money and start putting it to work and keep bringing in new money instead of having to start over every single month, because we spend our principal.
Oh, that was my two cents worth on this topic. So let’s keep going.
[00:15:48] Seth Hicks: Well, yeah, and actually, we’ve, we’ve got a lot more than two cents in episode four that we produced Aric. We get deep into the velocity of money and teaching people how to get the money back. So if you want to [00:16:00] go do a deeper dive on velocity of money, listen to episode four that we produced.
You know, the, another thing about what we’re providing is a safe, no risk growth. This isn’t like an investment in equities, stocks, bonds, or other types of market investments where, uh, it can evaporate and people right now are clamoring of when is this music going to stop? It’s the longest bull market in history.
And everyone knows that that markets cycle, uh, real estate markets, investment markets every month. Cycles and whether it’s a drop off the cliff, or if it’s just a correction, uh, there are, there are corrections in order. Whereas with the strategy that we’re presenting, it is a steady increase. And then as things start to pick up and compound after year seven and eight, The, the increase becomes more parabolic almost.
[00:17:00] And, uh, Vance has talked about this and I’ve talked about this, how we were creating a, a bank that’s more than a hundred percent efficient. You’re putting in a dollar and you’re getting a dollar 20 or a dollar twenty five and actual cash value that you’re able to put to work in your business. And there’s no other business like that on the face of the planet where you can get a multiplied effect from what you’re putting in your business enabled to, to put that, to work for yourself.
So not only are you guaranteed an annual return somewhere between 3.5 and 3.8%. Plus dividends, which have been paid for almost 200 years, uh, on these assets without fail a year, even through. Great depression or, uh, economic recessions or any other type of war or catastrophe they’ve been paid. So you’ve got those things working plus the fact that you can use the same dollar more than once over [00:18:00] and over again.
And the returns that we’re seeing are in the thirties and 40 and 50% internal rates of return. And we break those down with the examples in some of the other podcasts. And so if you want to. Uh, binge content, be our guests, it’s all on our website. And we’ll tell you how to, how to look at that at the end of the show.
[00:18:21] Vance Lowe: Yeah, I just, uh, I just love this topic. I love it. When lights come on for people and they can see if I were to buy the debt on my car and have the person in the mirror. Uh, you know, we have to be a client of our own business in order for our business to succeed. If I turn around and make that payment to me, the return of scale is astronomical.
50% is the average. There’s no taxable events in your economy, by the way, folks, there are no taxable events on the gains and, and growth inside. Your private banking strategy, [00:19:00] bringing new money in now that’s a different story. Uncle Sam wants his fair share. I’m sure he watched his fair share on the inside, but it’s private and there’s no taxable events.
[00:19:12] Aric Johnson: So, let me ask you a question, because we covered this a little bit in the last podcast Vance specifically, where you said that you, you know, you started with one contract. I think that everybody does, but you’ve had to grow in, in the number of contracts because your bank has grown, which is it’s a good problem to have, in my opinion.
Right. Growth means, is a positive thing in my, in my thought. So when it comes to these folks that are, maybe they have a sale of a business or it’s cryptocurrency, and they’ve got a windfall or an inheritance, like you’ve said. How, how quickly can you create multiple accounts,
[00:19:46] Vance Lowe: uh, as fast as you want, they may not all be on your life.
They’re not all on my life. I’ve got 10 grandkids and I’m asking my kids to have more.
[00:20:00] so, but. But buying debt you’re we, we find, uh, since we know that we finance everything, we buy in life. And once we absorbed that and I had a windfall, uh, when I, read Nelson Nash’s book and it turned my life upside down and to discover this, I, I cashed out and I took my money and I bought my debt.
And that flow coming in now every single month that was outflow is filling up my contracts faster and faster. And then I keep lending out more money I’m to the point where we can, uh, we have a family bank, we lend out for cars, we’re lending out for education, for toys and I’m financing my own real estate, uh, mortgages.
So, it just keeps growing. I want to put it back because I don’t want it in real banks and that’s where I’m having the problem
[00:20:56] Aric Johnson: gotcha. So, I mean, for, for anybody that’s getting a windfall, right? Yeah. So, so [00:21:00] anybody that has a windfall, they, they can set up multiple contracts at the same time. I mean, obviously there’s, there’s a, there’s a process they have to do to get everything set up to begin with, and then you teach them how to then set up multiple contracts so they can take care of this windfall and get it out of the regular banking system.
[00:21:17] Vance Lowe: Exactly. Exactly. And it’s much, much better. And, uh, we perspire less is a better word for this. If we start and test this all out and have it all proven before the windfall comes in and now
Aric: got it before the, so before the sell,
Vance: yeah. Now we’re rocking and rolling. Now we can just jump into all those policies because we know what were doing.
[00:21:39] Seth Hicks: And the way that that vehicle, uh, moves is through the term, the term ryder option, or because let’s say for example, you pay, pennies on the dollar, a few hundred dollars a year for a term policy that has, let’s say a million dollar. Uh, benefit to it. And so if you [00:22:00] happen to die in the next 10 years, then there, the insurance company’s gonna pay a million dollars for example, but you have the option when that crypto proceed comes in and the sell of the business, or the inheritance comes in to say, Hey, I want to convert my term into a whole life policy and that million dollars.
Of benefit that I’ve got, I want to convert it into a whole policy. How, how much can I bank into a whole life policy? And if you’ve got multiple term, uh, conversion options with multiple companies, that’s where you can bank multiple, uh, figure, uh, And enter your banking with one with one, you know, one swatch,
[00:22:40] Vance Lowe: oh, there’s one more secrets.
Uh, Aric, the way we set up these contracts in all there’s profit every single year, because you’re, uh, these contracts make you an owner of the life insurance company. And while the way we originally set up the contract is that the profits actually goes out in a single pay and buys [00:23:00] into additional life insurance, which adds to the cash value.
Uh, person over a lifetime would end up with far far form, more death benefit, total insurance than they could ever qualify for under the, you know, under that strategy, eventually retirement, instead of having it grow there, you take it as, as cash and, you know, we’ve got other podcasts and, uh, that explain how you take retirement.
I just get excited about this so I could ramble all day.
[00:23:32] Seth Hicks: Yeah. What Vance’s talking about, the paid-up additions ryder portion, which, uh, is, is a brilliant aspect of the contract. And, um, and ultimately, you know, if you’ve got all this money stacked up in a bank. You, you, you want to, most people want to have some type of retirement strategy.
How much am I going to use? And, and, uh, at this age, and if I need, you know, $150,000 a year from the time I’m [00:24:00] 65 or the time I’m 95, assuming I lived that long, what, how do I need to structure that? And with this type of. Uh, private banking, you can accomplish that. You can figure that out and you’re not subject to, um, the stock market, changing your plan or some other type of, uh, intervening, uh, factor like a government increasing taxes on your government pensions or your qualified plans, which is going to happen in my opinion.
And thereby you got to live on less or, uh, another likely. Uh, example is your, is the purchasing power of our dollar continuing to decrease. So you’ve got to, you’ve got to be able to keep up with that. And, uh, the, some of the ways you do that sort of velocity of money, multiple touches on the same dollar, you’re safe growth and, and thereby you’re giving yourself a lot better shot at winning this race.
[00:24:56] Aric Johnson: Yeah. And one of the things that, that I’m, [00:25:00] again, the writings on the wall, we’ve seen things, change laws have been passed. This to me, I’m super excited about it because of multi-generational wealth and that, you know, building that multi-generational plan and doing that. And we didn’t really scratch on, you know, touch on that today in this podcast, but you’ve spoken about it on others, but we saw a lot change where if somebody inherited an IRA, there used to be the stretch IRA.
And now everybody knows that that’s gone. That whoever inherits that IRA has to take it over 10 years. And that’s all about the taxes, right? Uncle Sam wants his money right now. So now. And that’s going to affect people’s tax brackets and it’s huge. So that quote unquote multi-generational wealth, when it comes to passing something like an IRA.
Now, the power, a huge amount of power from that was taken away because they changed the law. But this is totally different and that’s what excites me. Um, I know we’re running low and I probably just opened up a whole can of worms for another day. But before we end today’s podcast, is there anything else that, [00:26:00] that, that people need to hear about today’s topic?
[00:26:03] Seth Hicks: I just want our listeners to know that there’s hundreds and thousands of crypto investors out there who are going to, uh, watch. There are potential dreams, uh, slide by, but the people that are listening to us, they don’t have to be in that group. They can realize their profits, they can execute these safe plans, get their term policies in place and experience the financial freedom.
When the crypto markets in a place where they could liquidate that gives them the security and helps them realize their dreams, but they have to follow. Uh, they have to follow the roadmap, follow the plan. And, uh, I can’t say how many people, uh, we’re just so thrilled for and, and, and proud of who have, uh, executed the strategies and are showing that Private Banking Strategies is, is the best thing since sliced bread when it comes to your personal finances.[00:27:00]
Yeah,
[00:27:00] Aric Johnson: absolutely. Well, Vance again, thank you so much for your time today. Uh, always a pleasure speaking with you and Seth. Great, great content. Um, I appreciate everything that you’re telling me again. Every time I get together with you, I learn something new and I get really excited. So, um, I hope the audience is experiencing the same thing, which I believe they are.
And of course we want to thank you audience for tuning in and listening to the private banking strategies with Vance Lowe and Seth Hicks. If you have not subscribed to the podcast yet, please click the subscribe. Now button below this way. When Vance and Seth come out with a new podcast, it’ll show up directly on your listening device.
This makes it really easy to share these podcasts with your friends and family. Again, thank you so much for listening today for everyone at private banking strategies, this is Aric Johnson reminding you to live your best Every day and we’ll see you next time.
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