What Is “Private Banking Strategies?”
With Private Banking Strategies, you become your own banker, taking control of your finances and managing your cash flow without centralized banks or government control through “dividend-paying, whole life insurance.” This strategy allows you to create your own bank, borrow and save money on your own terms, and have complete control of your lending transactions. You can’t be turned down for a loan, and you don’t need to fill out any nosey credit apps or pledge any collateral. The only questions you’ll be asked are how much do you want and where do you want it sent? It’s time to take control of your financial future – learn how to create, grow, & protect your wealth without market risk now.
7 Pillars of Private Banking Strategies
The key features of permanent life insurance are:
- Asset Protection
- Tax-Free Growth
- Financial Privacy
- The “Velocity of Money” – Multiple Touches on the Same Dollar
- Guaranteed Compounding Tax Free Growth – can NEVER GO BACKWARDS
- Guaranteed Financing
- Legacy Value – Tax-Free transfer to heirs
Whole Life Insurance
To learn how to become your own banker, you need to have a Participating Mutual Whole Life insurance contract. By super-funding the PUA (paid up additions rider) and minimizing the death benefit expense, this contract becomes the perfect private bank. When set up correctly it becomes a very Private, Tax Advantaged warehouse of money just waiting to be put to work. It grows at a minimum of 4%, plus company profits. That’s because this special contract allows you to be a preferred owner of the insurance company receiving tax-free dividends each year. Although dividends are not guaranteed they have been paid for the last 160 years through the Great Depression, the Great Recession, and all other economic catastrophes and downturns throughout American history.
How Do Private Banking Strategies Work?
Instead of relying on a conventional, centralized bank like Wells Fargo or Bank of America, you establish your own private bank through your insurance policy. The carefully selected and long-standing insurance companies that we use offer returns that outperform the market over the long run, and at the same time, provide a compounded, protected, tax-free growth that no other vehicle can provide (under the current tax laws – so act now). More importantly, the compounding growth and transfer of wealth upon death are tax-exempt strategies that are unique to Private Banking Strategies.
At Private Banking Strategies, we’ll help you create your own bank and consult with you every step of the way so you’re empowered to create, grow & protect your wealth.
How Can I Be The Bank?
As soon as you request your free analysis, we’ll arrange a personal meeting to get things moving. If you start now, you could begin to take back control of your financial future within the next 30 to 60 days. We’ll show you your own results of using our private banking strategies over the first 8 years month by month. The analysis will show you how fast you get out of debt turning your liabilities into assets and how much wealth you will accumulate tax advantaged. These results are conservative and based on the insurance contract guarantees. We’ll also identify your short-term and long-term goals and identify personalized solutions to achieve those goals. We’ll help you determine how much to fund your bank with and identify where you’ll find the funds to start your bank. All of this without working harder or changing your cash-flow.
Recent Posts
What Kind of Policy Should You Use for Private Banking Strategies?
A properly structured, dividend-paying whole life policy with high early cash value, heavy paid-up additions, and strict MEC compliance is the only design that consistently works for Private Banking Strategies. By Vance D. Lowe RFC, ChFC, CLU Most people don’t fail at Private Banking Strategies because the concept is
The History of Cash Flow Banking
Cash flow banking traces back to early American finance, where individuals controlled capital through life insurance, before banks and policy shifts shifted that control away. By Vance D. Lowe RFC, ChFC, CLU The concept we now call cash flow banking is not new. It is a rediscovery of how
What Is A Modified Endowment Contract and IBC
A Modified Endowment Contract can quietly change the tax treatment of a whole life policy, making proper design essential to preserve tax-free growth and control within Infinite Banking. By Vance D. Lowe RFC, ChFC, CLU When someone tells me they want to “overfund” a whole life policy for cash
Recent Podcasts
For Private Banking Strategies
Episode 166 – Why Rich Families Think Differently About Debt
In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks dive deep into the loan-based distribution strategy and explain how wealthy families use private banking principles to create tax-advantaged retirement income, recapture interest payments, and build multi-generational wealth. Discover how properly structured banking contracts allow families
Episode 165 – Are You Working for Money… or Is It Working for You?
Most people spend their entire lives preparing for something that doesn’t actually exist. Retirement. Think about it… You’re told to work for decades, store your money in government-controlled accounts, and hope it’s enough one day. But here’s the truth: That system was never designed to create independence—it was designed to create dependence. In
Episode 164 – Think Like a Banker (Not a Consumer)
Are you consuming your money… or compounding it? In this episode of the Private Banking Strategies Podcast, Seth Hicks and Vance Lowe break down the critical mindset shift required to build real wealth: thinking like a banker. Most people earn income and spend it. Wealth builders deploy capital, recycle it, compound
