Insurance

Many families spend decades building wealth… Very few spend time protecting it. One lawsuit. One probate mistake. One improperly titled asset. Everything changes. In this week’s Private Banking Strategies Podcast, Vance Lowe and Seth Hicks explain why ownership structure may be the single most overlooked principle in wealth preservation. You’ll discover:...

Most people spend decades trying to earn more money.Very few ever learn how money actually works. In this week’s Private Banking Strategies Podcast, Seth Hicks and Vance Lowe walk you through exactly what happens during your first 90 days of implementing your own private banking system.You’ll discover: Why financial education—not...

Most people spend their entire lives focused on earning money.Very few ever learn how to protect it.The wealthiest families understand something most financial advisors never teach: Making money is only half the game. Keeping it is where real wealth begins. In this week’s Private Banking Strategies Podcast, Vance Lowe and Seth...

What if the greatest threat to your wealth isn’t the stock market… What if it’s the way your assets are structured? In Episode 170 of the Private Banking Strategies Podcast, Seth Hicks and Vance Lowe reveal why protecting wealth is just as important as creating it. Discover how successful families...

The average person spends money once. Banks recycle the same dollar repeatedly. That is the difference. The wealthy understand that the real power is not merely earning income — it is controlling the movement of capital. When families reclaim the banking function in their own lives: money continues compounding, liquidity...

What if the greatest obstacle to building wealth isn’t your income… But taxation itself? In Podcast 168 of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks break down how taxes quietly destroy the power of compounding growth — and how properly structured private banking strategies can help families...

The best dividend-paying whole life policy is properly designed for liquidity, backed by a strong mutual company, and structured to maximize long-term control of capital. By Vance D. Lowe RFC, ChFC, CLU   Most people asking about the "best" dividend-paying whole life policy are asking the wrong question. The real...

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks dive deep into the loan-based distribution strategy and explain how wealthy families use private banking principles to create tax-advantaged retirement income, recapture interest payments, and build multi-generational wealth. Discover how properly structured banking contracts allow families...

Most people spend their entire lives preparing for something that doesn’t actually exist. Retirement. Think about it… You’re told to work for decades, store your money in government-controlled accounts, and hope it’s enough one day. But here’s the truth: That system was never designed to create independence—it was designed to create dependence. In...

A properly structured, dividend-paying whole life policy with high early cash value, heavy paid-up additions, and strict MEC compliance is the only design that consistently works for  Private Banking Strategies. By Vance D. Lowe RFC, ChFC, CLU   Most people don’t fail at Private Banking Strategies because the concept is...