About

Our Business Is Your Success

Founder Vance Lowe rose to the top of the financial industry because he saw things differently; he believed there was a way to grow wealth and get above average returns without any market risk.

He was right.

At Private Banking Strategies, we offer a way for individuals and small businesses to “be the bank” with our proven, successful strategies. Led by Vance Lowe and COO Seth Hicks, we’re passionate about what we do, and our track record of money management and financial success for over 40 years is true testament to that drive. With our strategies, you’ll not only grow your wealth but you will have access to that money any time without any tax consequence.

What We Believe

What are we really all about? We believe that individuals, families, business owners, and other organization should have less government control of their hard-earned money.

We believe you deserve to grow your wealth without tax consequences and without any market risk.

We believe that your personal activities are your own business and that you can make profits that banks make from factoring and leveraging our deposits.

We believe you need to be the bank.

Ready to beat the banks by growing your income securely on your own?

Meet Our Team

Vance D. Lowe

Vance D. Lowe RFC, ChFC, CLU

Position: Chief Executive Officer

With 40 years in the financial industry, Vance has extensive knowledge in the financial arena, extending far beyond his numerous accreditations, honors and accolades. For over two decades, Vance owned and operated a successful money management firm.

As an expert in the financial markets, stocks, bonds, 401K’s, and other retirement vehicles, Vance developed a keen awareness of market risks and of the market dangers that put client’s hard-earned money and retirement funds at risk. When he discovered the Infinite Banking Concept through his friend Nelson Nash, he realized that there was a far superior way to grow wealth and obtain compounding interest without any market risk. Vance discovered the age-old secret that the ultra wealthy and politicians have known for over hundred years – Be the Bank!

Vance ultimately sold his money management firm and became an accredited expert in structuring private banking entities. He now funds millions into private banking entities every year. As the CEO of Private Banking Strategies, Vance has established himself as a “go to person” in the industry because of his extensive knowledge and understanding of the Infinite Banking Strategies. He is a mentor of some of the best practitioners in America and has served as an advisor to the Nelson Nash Institute. He has helped countless families, business owners, and high-net worth individuals create financial freedom by utilizing Private Banking Strategies and putting the banking equation back in their lives.

As a husband and father, Vance has a passion to help other families establish their own private banking strategies and become financially independent and free. By helping others create and implement their own Private Banking Strategies, Vance helps to change the financial atmosphere of every client, one family at a time. Vance is an entrepreneur, real estate investor, free-thinker and creative problem solver. His multi-faceted expertise and experience brings a multitude of value to every client Private Banking Strategies serves.

Vance D. Lowe RFC, ChFC, CLU

Chief Executive Officer

With 40 years in the financial industry, Vance has extensive...

Seth Hicks

Seth Hicks, Esq.

Position: Chief Operating Officer and General Counsel Life Structure Consultant

Seth Hicks, Esq. brings a wealth of experience to Private Banking Strategies clientele, having successfully served as a trusted advisor and counselor to multi-million-dollar family owned businesses, small and large business owners alike, high-net worth individuals, and entrepreneurs.

With a 20 plus year track record of helping structure and scale businesses to optimum financial growth, his proven applications have helped create and maintain financial freedom and independence for those he counsels. As the Chief Operating Officer and General Counsel for Private Banking Strategies, Seth brings his wealth of experience to our clients, successfully structuring financial growth and protection with innovative Private Banking Strategies.

Moreover, as an expert in business and legal operations, he structures his clients’ transactions with wealth preservation and asset protection as a key focus. With his vast experience in risk management and strategic planning, it’s no surprise that he leads the industry as a problem-solving strategist. Seth is passionate about implementing Private Banking Strategies for his clients to help them achieve financial freedom and grow legacy wealth for future generations.

Seth Hicks, Esq.

Chief Operating Officer and General Counsel Life Structure Consultant

Seth Hicks, Esq. brings a wealth of experience to Private...

Kaye Lynn Peterson

Kaye Lynn Peterson

Position: Authorized Infinite Banking Concept Practitioner

Kaye Lynn has been practicing IBC since 2004.  She attends many of the annual IBC Think Tank Conferences in Birmingham.  Her passion is contagious as she educates her clients on how to utilize Private Banking Strategies in their financial affairs.

She is an associate of the highly recognized Private Banking Strategies group for IBC.

Her desire is to teach and educate people in maximizing every dollar that flows through their hands.  Her team provides each client a detailed analysis and step-by-step plan they can refer to on an ongoing basis.  Her team’s approach is 100% hands on as you learn the power of the Private Banking Strategy for you, your family or business.

If creating wealth, eliminating debt, achieving financial independence, and a wonderful relationship are a must, contact Kaye Lynn and her team immediately.

Kaye Lynn is an Authorized IBC Practitioner and is continually learning ways to assist her clients and their families.

Kaye Lynn Peterson

Authorized Infinite Banking Concept Practitioner

Kaye Lynn has been practicing IBC since 2004.  She attends...

Michael R. Hession

Michael R. Hession

Position: Private Banking Strategies Practitioner

Michael provides a varied and extensive background to Private Banking Strategies and our clients. Having been the owner/operator of a sole proprietorship in the marine industry for 16 years, he has a particular passion for small businesses and the challenges they face and for how Private Banking Strategies can positively impact them.

He also has experience trading his and other people’s money in the options, futures and currency markets and has seen first hand the pitfalls and dangers of having one’s wealth in the equities market and Wall Street. Add to that years of investing in and owning multiple real estate properties, Michael feels blessed to have been exposed to the Infinite Banking Concept five years ago and now owns multiple policies along with his wife, Ann, and looks forward to helping clients take control of their own financial futures as well.

Michael R. Hession

Private Banking Strategies Practitioner

Michael provides a varied and extensive background to Private Banking...