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Family Banking

Family Banking Blogs and Podcast Episodes

When you create a family bank, you do more than build wealth—you build a legacy. In this category, we explore how to create a multigenerational system where wealth is recycled, preserved, and protected from taxes, lawsuits, and poor decision-making for generations to come.

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What You Need to Know About Whole Life Insurance Dividends

  • November 15, 2025
  • 8:00 am
Whole life insurance dividends are a key to unlocking compounding, tax-free growth inside your private banking system. By Vance D. Lowe RFC, ChFC, CLU When most people think of life insurance, they picture a simple death benefit. But with dividend paying whole life insurance, that is only the beginning. Properly...
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Infinite Banking Retirement Plan, Is It Really Tax-Free?

  • October 15, 2025
  • 8:00 am
The Infinite Banking Retirement Plan delivers truly tax-free income, growth, and legacy transfer for those seeking security and control in retirement. By Vance D. Lowe RFC, ChFC, CLU A common misconception is that “tax-deferred” or “tax-advantaged” plans, such as 401(k)s and IRAs, offer the same financial benefits as a truly...
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Episode 133 – Protect Your Finances from Government Surveillance

  • September 17, 2025
  • 8:00 am
In today’s economic climate, government surveillance and financial monitoring are more pervasive than ever. Every transaction you make, every dollar you move, is increasingly tracked and recorded. But what if you could take back control of your privacy and protect your cash from unnecessary oversight? In this episode of the Private...
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A bank vault opened with gold bars inside

Episode 132 – Unlocking the Key to Financial Abundance | Wealth Building & Money Strategies

  • September 10, 2025
  • 8:00 am
Discover how to create your own economy through private banking and unlock the foundation of lasting financial freedom. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal how to restructure your cash flow so your money works for you instead of enriching centralized banks like Wells Fargo or Bank of America. You’ll...
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A bank vault opened with gold light shining through the opening

Episode 131 – Escape Bank Bail-Ins: How to Safeguard Your Wealth with Tax Advantages

  • September 3, 2025
  • 8:00 am
We’ve been told banks are the safest place for our money—but the truth tells a different story. Since the Dodd-Frank Act, banks now hold the power to seize deposits during an economic downturn, leaving your hard-earned cash at risk. In this episode of the Private Banking Strategies Podcast, Vance Lowe and...
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A bank vault opened with gold light shining through the opening

Episode 125 – Compounding Interest Vs. Traditional Cash Flow – Which Builds Wealth Faster

  • July 23, 2025
  • 8:00 am
Most people underestimate the true power of a single dollar—and even fewer know how to leverage it for long-term wealth creation. In this episode of Private Banking Strategies, Vance Lowe and Seth Hicks, Esq., break down how to redirect your cash flow, maximize your income, and build your own banking structure where your money works harder for...
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A bank vault opened with gold bars inside

Episode 123 – Infinite Banking vs. Traditional Investing – Build Wealth Like the Top 1% – Part 4

  • July 8, 2025
  • 8:00 am
Are you tired of watching your hard-earned money fluctuate with the market’s ups and downs? Infinite Banking is a game-changing strategy that will help you take control of your financial future. By Becoming Your Own Banker, you have more control, guarantees, and long-term financial stability—without relying on Wall Street. In...
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What is Private Family Banking?

  • July 1, 2025
  • 8:00 am
At Private Banking Strategies, we define private family banking as the time-tested, legally fortified strategy that allows families, business owners, entrepreneurs, and real estate investors to become their own bankers. This approach empowers individuals to build, preserve, and transfer wealth across generations with unmatched tax-free growth, asset protection, and financial...
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A bank vault opened with gold light shining through the opening

Episode 116 – Wealth Strategies for Every Income Level

  • April 24, 2025
  • 8:00 am
Tired of financial stress and living paycheck to paycheck? You’re not alone! Fortunately, there’s a way to break free and build wealth with smart money strategies for everyday finances. It’s time to stop repeating the same financial mistakes and expecting different results. Whether you’re a high-income professional or a blue-collar worker, you can master personal...
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A bank vault being open with gold light shining through the crack

Episode 115 – Growing Wealth Across Generations: Maximizing Legacy Value

  • April 17, 2025
  • 8:00 am
Are you striving to build generational wealth, only to see it eroded by taxes and government regulation? How would you like to protect your retirement savings, minimize tax liability, and secure long-term financial freedom for you and your family by utilizing the Infinite Banking Concept (IBC). In this episode of the Private Banking Strategies...
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