[00:00:00] Intro: Welcome to Private Banking Strategies Podcast with Vance Low and Seth Hicks, your secret weapon to protect your assets and never have to start over financially again. Vance and Seth help high net worth individuals, families, business owners, and investors, structure and asset protected tax-free fortress for their families.
[00:00:21] Intro: Learn how to keep what you earn and use the velocity of money. To create your own private banking system. Join us on this journey as we explore the secret strategies of the rich and political elite. And help you take total control of your financial security. Now onto the show.
[00:00:38] Seth Hicks Esq.: Hello and welcome to Private Banking Strategies Podcast with Vance Low and Seth Hicks.
[00:00:43] Seth Hicks Esq.: How are you, Vance? I’m doing great, Seth. How are you doing? Doing great. Folks, this is a multi-part series on the volume rate of return and interest rates, and we are knee deep in a case study on a [00:01:00] chiropractor that was so deep in debt. Didn’t think that they would ever be able to get outta debt. And in the first part of this series, we laid some foundation and described the background of the, the chiropractor and his business and the debt that he was in, and we started to show folks how he created his own private family bank and began.
[00:01:22] Seth Hicks Esq.: Purchase his high interest credit card debts and other debts that he owed to third parties and restructure the cash flow that was going out of his control and bring it back into his control and into his own family banking system. And he liquidated a 401k to jumpstart that. It wasn’t a huge sum. It was some that Vance describes before, and which it’s actually on the shared screen, about $30,000 in total availability to put to work, so you don’t have to be mega wealthy and you can be in dire circumstances To implement [00:02:00] this strategy, we like to explain that this strategy can work for anybody and everybody so long as you live within your means.
[00:02:07] Seth Hicks Esq.: You observe Parkinson’s law, which means that you spend. Less than you make. And if you can do that, you can make private banking strategies work for you. So we’re gonna pick it up right now with where we left off in the first part. And Vance, I’ll turn it over to you.
[00:02:24] Vance Lowe: Alright, we’re kind of knee deep in, in evaluating this one client, but what we’re trying to do is bring back independence.
[00:02:32] Vance Lowe: Our book is titled What The Banks Don’t Want You to Know because they’ve taken it out of our education system. This information is critical that we are able to use. Back in the day when our country was being settled, was all pretty much all wilderness. Families could get in a covered wagon, go out in the wilderness and they could survive.
[00:02:53] Vance Lowe: They knew how, because they were taught the independence. Well, in today’s modern world, the [00:03:00] independence is running our own private economy where society, the banks, the government says, you don’t need to worry about that. We’ll take care of you. That’s not independence, that’s crippling slavery. So we have a very fresh approach here, we think in evaluating this guy.
[00:03:19] Vance Lowe: Up to this. I’m not gonna reiterate what we’ve talked about for him individually or his family. I’m just gonna pick up, we’re evaluating loans and you can see up in the upper right portion 13 of the loans listed here that he owed. So we evaluated one of the practices, number six last time, so you can listen to that.
[00:03:41] Vance Lowe: I want to go up and look at some of these others. Let’s take a look at Chase Bank here, number four, and evaluate that. This one, he owed 5,500. His payment was 141, but look at the interest. He’d been penalized way back then and he was having to pay [00:04:00] 29%. And back then we had user laws that wouldn’t let us go too high and he was at the max.
[00:04:05] Vance Lowe: So we have a software that we evaluate that again, let’s remember, 5,500. 1 41 and 29% interest. So let’s go here. Okay, Seth, when you look at these numbers, and we only need three numbers to decide whether we want to buy a debt or not, we need to know how much money we have to come up with to put, to work to buy the debt.
[00:04:28] Vance Lowe: We need to know what the payment is. We need to know what the interest rate is. What will folks out there say? When I said, when I look at this debt, I would buy this debt in a heartbeat. I mean, I’m drooling to buy this debt. What are they gonna tell me? What, why? What’s the reason I wanna buy this debt?
[00:04:46] Vance Lowe: Most people
[00:04:47] Seth Hicks Esq.: focus on the interest rate, and that is their measure for the value of the loan.
[00:04:53] Vance Lowe: Okay, so I wanna show you something 29%. That’s pretty good interest rate. It’s mostly taxable, but [00:05:00] we, in our system here, we create no taxable events. But I wanna show you something I’m gonna go through here, and then I’m gonna change the interest rate and you’re gonna see what I mean.
[00:05:12] Vance Lowe: So I’ve gotta come up with $5,500. The interest to me is the volume of return. Volume of return means control of money back in my hand. Okay? I bought the debt for 55. What am I going to get per month? 141. What does that equal per year? 1692. Okay, so if I divide 1692 by the money at work, I get my volume of return, which is 30.8%, and I ask you out there folks, is that high enough?
[00:05:47] Vance Lowe: Sometimes I tease people and say, well, you know, you’re not smiling. What if we make it totally tax free? So now that this loan is set up, it won’t be about just getting back the 5,500. ’cause I ask [00:06:00] people, how long would you like this to last? I said forever. Okay, so if we ran it out for five years, the uh, financial planning is taking five times 1692.
[00:06:14] Vance Lowe: That’s 84 60. Okay. Not a bad number. We made good money. The interest on that, by the way, was a lot. Not just on this, this interest over here is not correct. The interest annually is 1595 on this one debt. What I want you to focus on, and then I’ll, I’ll, I’ll correct what I just said here and, and show you why.
[00:06:37] Vance Lowe: Look straight down from the yellow and you’ll see what we’re gonna do. We’re not after financial planning. Those boys still didn’t understand money, didn’t know how it worked or anything else. We were taught what to say, what to do, and when the light came on, we just were working for government and for the banking.
[00:06:55] Vance Lowe: Okay. This strategy that you stumbled on is changing us [00:07:00] from spending money to using money. So on the banking side of things, they always get the money back. So we’re gonna lend out. 5,500 and the first year we got back 1692. What are we gonna do with that money, Seth?
[00:07:13] Seth Hicks Esq.: We’re gonna put it back to work.
[00:07:15] Vance Lowe: We’re gonna go buy more debt.
[00:07:16] Vance Lowe: We’re gonna assume the same volume rate of return. So look at year two down here, underneath the yellow, you’ll see the income for that year will be 2213. Why? Because that 16, I’m gonna go buy more debt and at a 30% volume rate of return is gonna. Provide $521 in addition to the 1692 that equals 2213. And in year three, we’re gonna keep adding 5 21, and then we’re gonna put the 5 21 from the prior year to work for another one 60.
[00:07:52] Vance Lowe: And we’re gonna continue to do that all the way through here, folks. So the number you need to look at for banking purposes, [00:08:00] and this is what the banks are doing on you and your deposits, they’re making $14,774 compared. With 8,400, if we double that, it’ll go to 11,000. So we’re at least one and a half times in five years.
[00:08:18] Vance Lowe: How many of your accounts has doubled like that with no risk and no taxes? This is private. This is all private. If you continued it on, it had 10 times, you know, it’d go a whole lot more. It’d be 47,000. And this is on the lower end of, uh, some of the, uh, the loans that we evaluate. So this is just one of those credit cards, and it’s the reason we wanna buy that credit card every time we reinvest or buy more debt.
[00:08:48] Vance Lowe: With this 1692 and this 5 21 and the one 60. The payments to us increase come back to us at at a larger amount, and we’ve [00:09:00] taken on that much more interest. So over that time, out of this 14 7 74, 5300 of that will be earned from interest. Okay. And that’s tax free to us. So let’s evaluate another one. And let’s just kind of go down this list a little bit.
[00:09:17] Vance Lowe: There’s a lot to do and a lot to talk about. They had an IRS loan. Folks, there’s a lot of issues with the IRS. A lot of things happening. That 10 40 form kind of binds us to living and playing with their game. We’re fine with that. But let’s just take his situation here. Whenever you owe the IRS, they’re gonna come up with a payment, usually penalties or included in this, and they’re gonna charge a healthy interest rate.
[00:09:43] Vance Lowe: Way back then it was 10.5%. So let’s do this low. Let’s evaluate that. That’ll be a little bit different for us. Let’s see, ten one eighty. 4, 2, 5 and 10. 5, 10, 180 4 25. There [00:10:00] we go. Except, yeah, and and it’s got the half a percent in there. It just rounds it up, you know, for these columns. This one is a lot better loan to buy.
[00:10:09] Seth Hicks Esq.: Was it 10.5%?
[00:10:11] Vance Lowe: Yeah, and it’s there. See if I put the five up there, it’s just gonna round it up. So how about this volume rate of return? This is a 50% volume rate of return. This is even a better loan, and we’re still not at halfway. Halfway is 60%. You’re gonna have 60% and more, and the other half will be 60% and less.
[00:10:31] Vance Lowe: Okay, so 50% rate of return, that’s pretty darn high. And that’s $5,100 per year. Times five in financial planning is 25,000, so we turn 10,000. In a 25,000. Okay. But then when we do banking and we start buying the rest of our debt, and we start owning that and having the payment come in, look what happens instead of 25,000, just like, uh, we’ve explained earlier, it turns to $60,000 and [00:11:00] this is not taxable.
[00:11:01] Vance Lowe: That’s why I did this software, because I had all these loans out that I was buying. I wanted to know. I wanted to create some advantage for myself, some reason, some motivation for myself to keep this going on. Credit cards, folks, again, it’s not about only getting back what you purchased the payoff at, if this still fits your budget, see this 4 25 is part of the budget that you’re using every month, so there’s no change, Seth, right?
[00:11:31] Vance Lowe: You’re not working
[00:11:32] Seth Hicks Esq.: any harder, you’re not getting a second job. You don’t have to earn more. You just simply have to redirect who gets the payments you’re making,
[00:11:40] Vance Lowe: right? So if you split yourself and call you the owner, and then the guy looking back at you in the mirror, your client, okay, that’s what we really have to do.
[00:11:51] Vance Lowe: Because we’ve kind of been taught that the guy in the mirror doesn’t have to account for anything. And here’s a good example I’d like to share on that and what the real [00:12:00] problem everyone faces. And if you’re listening to this, you’re probably facing this too. The person in the mirror is robbing you blind.
[00:12:06] Vance Lowe: And here’s why. They’re living in your house. They’re eating your food, they’re driving your car, bringing it back empty. They’re playing with your toys, they’re wearing everything out, and they’re doing it all for free. Now, if you don’t think that’s a problem and you can’t get your head around that, look at it this way.
[00:12:22] Vance Lowe: You hear a knock at the door, you open the door. I’m standing there with my suitcase and I said, hello. I’m coming in and I’m gonna live in your house now. Oh, of course I get to live here free. I’m going to eat all your food or all the food I want to eat. I get to drive your car anytime I wanna drive it, bring it back empty.
[00:12:39] Vance Lowe: Use all your utilities, wear things out. How long are you gonna let me do that for free? I actually go through that about as fast as it takes for you to turn around and hope the door doesn’t hit you in the backside. So they’re not gonna put up with that, but yet they do that to themselves. And Seth, I think Nelson in his book, has a great [00:13:00] concept in the grocery store story, and we have to assume that we’re the grocery store owner.
[00:13:05] Vance Lowe: What’s the gist of that story? Why did he put
[00:13:08] Seth Hicks Esq.: that in there? He wants people to understand that the repayment cycle and paying your own bank back is a critical cornerstone to the strategy, and if you steal from yourself, you will not be successful with private banking. You won’t be successful with anything.
[00:13:26] Vance Lowe: Yeah, you, you just, you won’t. I used to do a study on business startups because I used to help council and new startup companies and take ’em to the next level in some of the work that I did, and it was always amazing. Out of 10 startup companies, five were gone in the first five years, and the sad story is that four more are gone in the next five years, and the number one culprit was they stole from themselves, see, in a grocery store.
[00:13:54] Vance Lowe: Story. If you’re the owner of the grocery store, most people out there in the world make this [00:14:00] huge mistake. Oh man, if I own the grocery store, I could have all the groceries I wanted for free. Right? They’ll come in and they’ll pick up what they want and they go out the back. They don’t go through the cash register.
[00:14:10] Vance Lowe: If I’m a manufacturing trailers or whatever I’m in business for, if I take it my own or I give my family and friends a discount, that business can never, ever be as profitable as it should be, number one, or it could be, and you risk losing that business because you are forcing. All of those clients to subsidize your theft.
[00:14:34] Vance Lowe: This is where the wealthy family always used motto like, keep the money in the family. They actually acquire restaurants, car dealerships, malls, and require their families to shop at their places that they own. No discount. They have to pay full retail price. Why is that? Who’s getting the profit? It, it’s just, it’s an oxy mar and I, I don’t understand Now in life.
[00:14:59] Vance Lowe: [00:15:00] Why I wouldn’t have my whole family pay the retail price, because that profit’s gonna come back in and if the whole family is benefiting from the growth of the grocery store or whatever the business is, we’re all gonna be better off and we get the money. Back, keep the money in the family. That means the money is cycling back all the time.
[00:15:20] Vance Lowe: When you own business, then all the other people who participate in your business who shop there, you’re gonna get the profits off of that. So what we’re trying to unveil here, Seth, and for, for all of our listeners, is why there are lending companies out there? What kind of money do they make? Everybody thinks that, okay, it’s this 25,000.
[00:15:40] Vance Lowe: It’s not, it doesn’t have anything to do with this. Banks are into this 60,000 in this instance. This is how they operate and they don’t use any of their own money to do it. They use our money. If this was a just system and wasn’t so corrupt, we from our [00:16:00] deposits can make half of that a fair 50 50 split.
[00:16:02] Vance Lowe: They’re doing all the work, but we’re providing all the money.
[00:16:05] Midroll: Did that story feel like it was about you? Do you feel like you are generating a lot of revenue but are not moving forward as fast as you would like? Do you feel you should be making more progress toward your financial goals? Do you feel stuck?
[00:16:22] Midroll: Let us help you get unstuck. Are you ready to take action and get your own private bank? Please visit us at www dot private banking strategy. Com.
[00:16:36] Vance Lowe: So these valuations on this guy’s loan, I think we kind of get that gist. What I’m want to go into is follow the money or follow the trail now so we know that we’re buying debt.
[00:16:49] Vance Lowe: We know how we’re doing it. The only thing they’re adding into this was their extra payments on the credit card and 10%, we call it the 10% law. The [00:17:00] 10% rule out of their income. They have to pay themselves right off the top. 10% first, and that’s what this 1667 is. Last time we evaluated in year one, they were able to take out five debts, four in the first month, and the practice paid itself off in the eighth month, and by the end of year one, let’s just take a look at that.
[00:17:23] Vance Lowe: By the end of year one, the money they had borrowed from the policy, remember they borrowed everything they could. This $11,000 or $12,000 from the policy. They put all the money, this, this monthly payment now of 20 or $2,020, it all went back up into the policy until month five, which they only got in a portion of that, and now the policy’s full.
[00:17:47] Vance Lowe: So the money has to sit in their bank in their, we call it a clearing account. It’s their lending company’s checking account. There’s $16,000 here. Well, what are we gonna do with that 16,000? So let’s look at [00:18:00] year two. We’re gonna take this 16,000, move it over here. It’s called the miscellaneous account. I call that account.
[00:18:05] Vance Lowe: Let’s go back up there. This miscellaneous account, the inefficient account, I call the policy loan account the efficient account policy loans are not obligations. They’re not liabilities. They’re your remaining assets out working for you. If you get zeros here, that means they’re all in on the shelf. All the money sitting up here in the policy on the shelf is earning guaranteed rates, PL plus profits, income tax free, and that stays pace or beats the stock market and has through the history of America.
[00:18:35] Vance Lowe: Let’s just go down to month 13 now. I’ll leave that up there. So here’s the 16 cash values back. We’ve got $28,000 to start year two with. So we’re gonna take 20 of that, put it in the policy, okay? That’ll leave us with 8,400, but that 20 is gonna immediately upfront produce. Another 14 or $15,000, and we’re gonna add that to the 8,400.
[00:18:59] Vance Lowe: [00:19:00] Borrow against that, so that we’ve got 21,000, so we’re only in month 13, one year and one month, and we’re gonna buy three more debts. We’re gonna borrow the Barclays, the US Bank. And the IRS.
[00:19:14] Seth Hicks Esq.: Okay. Let’s back up for a second, Vance, and let’s explain again how our client had the money to go purchase those debts.
[00:19:22] Seth Hicks Esq.: Let’s walk through that mechanics again, ’cause that was pretty fast and how we got to that 21,000 again, that’s gonna go purchase the the next set of debt.
[00:19:31] Vance Lowe: Okay. That’s a good, good question there. Our cashflow, our volume of return. Remember, he’s paying from income and the overpayments of the credit cards, this 1667,
[00:19:45] Seth Hicks Esq.: so he is got $1,667 and that equals two patients a day, as he said.
[00:19:52] Seth Hicks Esq.: In his practice that he could set aside to fund banking, and it also then we’re adding to it the [00:20:00] $353. He was paying to target Sears, home Depot and another Chase credit card, and then we’re adding in what was going to pay out the Wallace practice. He had a purchase agreement to practice out to purchase Mr.
[00:20:14] Seth Hicks Esq.: Wallace. Practice and once he had that paid off, instead of just spending that thousand dollars he was used to paying on the debt service, he put that into the hopper. Put into the pile In his own private bank, correct. Right.
[00:20:27] Vance Lowe: Okay. Which brought total to 3074 a month. So another clarification, Seth, are we freeing this money up or are we tying it up?
[00:20:37] Vance Lowe: We’re freeing it up. See folks, you need to understand that a lot of times we won’t pay ourselves because we think it’s a complication or this is gonna tie the money up. It’s not. It’s freeing it up so you can put it to work. The secret of financial success is having money, producing money for you every single month.
[00:20:56] Vance Lowe: That is increasing while you’re in the work. Force throughout your [00:21:00] life so that eventually you can have a lifestyle change and live off of those payments, and we’re showing you how they build up. There’s no risk here. He’s not working any harder, and yet in less than one year, he’s got $3,000 coming in.
[00:21:15] Vance Lowe: That pretty much was going away, minus what he’s paying himself. So I think that’s pretty incredible. For further clarification, we’ll kind of keep that bottom row on year one up here because he can’t fit it inside his policy. This is another catch 22 with these things we can’t dump all the money in at one time.
[00:21:35] Vance Lowe: They have what’s called the modified endowment laws, and if we break those rules, then the cash in those accounts are reportable and the growth is taxed to us. So we want to stay on the right side of that so it stays anonymous and taxed advantaged. So we have in our bank account, in our check account earning zero amount of interest to start year [00:22:00] two.
[00:22:00] Vance Lowe: We’re gonna add the cash value that’s back in the policy. Next premium is due now, and that premium is like purchasing this bank. You know, you’ve gotta put so much money in before it starts making you a profit, but you can see how close, when I put in 20, that’s gonna generate 14 five. And if I add that to the remainder, so 28 minus 20 gives us 84 56 because we paid the 20 upfront, we’re gonna get the cash value upfront, which is 14 five.
[00:22:29] Vance Lowe: And we’re gonna add that back to the 8,400. Now we borrow money, we can’t rob from our life insurance company either. These contracts make us owners of the life insurance company and we get profits every single year. I do not have those in here. I’ve hindered the program because they’re unknown and I’m only putting in the guarantees.
[00:22:50] Vance Lowe: So when we borrow from the cash reserves of the life insurance company against our cash value, we gotta pay a little bit of interest to assure our profit because they could have [00:23:00] lent that out somewhere else. And so we’re gonna put that in. I put that a little bit extra high. Anyway, we’ve got 21 5 to go by debt starting month, 13th, so we’re into this one year.
[00:23:11] Vance Lowe: And one month we’ve got two premiums paid. How much did he start out with Seth?
[00:23:16] Seth Hicks Esq.: Originally in the very beginning, or originally in the 401k started out with 29 some almost 30.
[00:23:22] Vance Lowe: Yeah, almost 30. And now we’ve paid two $20,000 premiums. Okay. We’re in year two and we bought five debts and we’ve got $21,000 and we’re going to buy three more debts in 13 months.
[00:23:36] Vance Lowe: How are we doing so far? We’re
[00:23:37] Seth Hicks Esq.: doing great. A lot of what was headwind pushing you down is turning into tailwind, giving you lift.
[00:23:44] Vance Lowe: Now, the price, the, the monthly payments on these three debts was $844. Oh yeah. Okay. So where are we here? Get back to year two. Sorry, I’m flipping around so much. So we now own all of this debt.
[00:23:59] Vance Lowe: We own [00:24:00] eight debts out there that we have purchased. Now we’re at 39 18, coming in from all of those payments. So out of all the outflow, we’ve got 3,900 coming back into us. If we add those two office patient visits of new income, and look how fast this policy loan gets paid off again. 1, 2, 3, 4, 5, 6 months.
[00:24:28] Vance Lowe: So it’s looking better. I’m seeing more zeros over in the miscellaneous account, and I’m seeing more numbers in the policy loan. To me. I want our policy loans maxed out. I wanna see the miscellaneous count at zero. The money in this account earns nothing. It’s vulnerable to the Dodd-Frank Act, whatever, but there’s $20,000 here.
[00:24:48] Vance Lowe: So right off the bat, there’s enough excess right here to pay year three’s premium without digging in. So let’s see what we got here to start two years and one [00:25:00] month, we have 20,000 in the miscellaneous account. We have 26,000 in cash value. That’s 47,000. Okay? We’ve bought eight debts and now we’re gonna put the third payment into the bank.
[00:25:12] Vance Lowe: So a minus 20, we’re at 27. But look what it’s creating. We’re getting a hundred percent now, almost credited to the premium going in. So we’re gonna add that back in. Subtract interest. We got $44,000 to go buy debt. Have we had to work any harder? No, we haven’t even changed any part of our lifestyle, have we?
[00:25:33] Vance Lowe: Not a bit. Not a bit. And look, we can buy three more debts. The Wallace Practice, which was the last competition that he had in town, he was buying out all of his competition. He had a friend that lent him a lot of money and he was able to buy that debt and pay that off. And then my own personal signature loan at First Trust Bank.
[00:25:54] Vance Lowe: I mean, that’s quite a bit of money there. So look here folks, in 25 months, [00:26:00] he’s only got two debts left out of 13. So now how long do you think it’s gonna take him to get outta debt when he gets the money back and can reuse it? This is what we need to discover in our lives, just like banks, it’s so phenomenal to all of a sudden figure, hey, instead of spending the money and having to go back.
[00:26:20] Vance Lowe: And start all over from scratch. If I just used it and got it back and used it and got it back, here’s cashflow. Coming back in month 25, we almost double our cashflow to $6,900 per month.
[00:26:34] Seth Hicks Esq.: Well, let’s pause right there. We’re about to close the, the chapters on this case study and the best is yet to come folks.
[00:26:42] Seth Hicks Esq.: So we want to take a break here. That’s a good place to segue into the final part of this podcast series, and if you wanna. Jump in now and learn more. You can’t wait for next week’s podcast. Go over to our website@privatebankingstrategies.com. That’s [00:27:00] Private banking strategies.com. And there you’ll have a free ebook offer Pop up that Vance and I wrote, and it’s called How to Grow Rich with the Secret That Banks Don’t Want You to Know.
[00:27:10] Seth Hicks Esq.: And it’s a red pill book that illustrates a number of concepts like this one that teach you. How you can change your entire wealth trajectory. And that book is made completely free to our guests. You can listen to it in an audio file or you can read it in A PDF. Just simply put your name in and your email address and you’ll get access to that book.
[00:27:34] Seth Hicks Esq.: And then after listening to that book and. These podcasts, if they’re resonating with you, schedule an exploratory call. You’ll be getting an invitation for an exploratory call with Vance through email. And once you get into that exploratory process, you can actually plug in your numbers, your financial situation, into our software, and into this type of analytics, and we can show you.
[00:27:58] Seth Hicks Esq.: Exactly where [00:28:00] you’ll be month over month, over an eight year period. Not working harder, not changing jobs and having to get a bonus or getting a second job, but simply restructuring who gets the money that comes under your control. This is a powerful, powerful concept. Tune in for the third part where we’re gonna close the chapter, give you the final.
[00:28:20] Seth Hicks Esq.: And tell you what this chiropractor client was able to do in his life through this private banking strategies. It’s absolutely phenomenal. As you can already see, if you’ve listened to part one and part two, you can see where we’re going. It’s picking up speed and picking up momentum like a snowball, becoming an avalanche, rolling down the mountain.
[00:28:39] Seth Hicks Esq.: Vance. Any closing comments? I
[00:28:41] Vance Lowe: just leave a a, a thought to with everybody and uh, Nelson Nash in his book said this so eloquently. It’s not so much what we don’t know about money that hurts us, but Seth, it’s all about what we think we know about money that’s incorrect.
[00:28:57] Seth Hicks Esq.: That
[00:28:57] Vance Lowe: really
[00:28:58] Seth Hicks Esq.: nails
[00:28:58] Vance Lowe: us.
[00:28:59] Seth Hicks Esq.: That’s right.
[00:28:59] Seth Hicks Esq.: Well, [00:29:00] thanks folks. Tune in for the third part of this series and we’ll see you there.
[00:29:04] Outro: Did that story feel like it was about you? Do you feel you should be making more progress toward your financial goals? Do you feel stuck? Let us help you get unstuck. Are you ready to take action and get your own private bank?
[00:29:20] Outro: Please visit us at www dot private banking strategies com. Thank you for listening to the Private Banking Strategies Podcast. Click the subscribe button below to be notified when new episodes become available.
