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Many Americans today find themselves swirling in a financial mess…. Colossal credit card debt Massive mortgages Staggering student loans   Face it.  We’ve hoodwinked ourselves into thinking bigger and more is better, and it’s left us standing on shaky financial ground. The pundits and conventional wisdom tell you...

Previously, Warren Buffett – the "Oracle of Omaha" and one of the most successful investors of all time – issued this warning in a recent annual letter to shareholders: “Stock market losses of 50% or more are not only possible but inevitable in the future.” Buffett discussed...

Just remember, “There are no deals in insurance.” It is always a “risk vs. cost analysis” for insurance companies, no exceptions. Insurance simply comes down to performing a math problem of statistical probability to leverage and pool the risks of those insured. Life insurance, as with all...