[00:00:00] Intro: Welcome to Private Banking Strategies Podcast with Vance Low and Seth Hicks, your secret weapon to protect your assets and never have to start over financially again. Vance and Seth help high net worth individuals, families, business owners, and investors structure and asset protected fortress for their families.
[00:00:21] Intro: Learn how to keep what you earn and use the velocity of money. To create your own private banking system. Join us on this journey as we explore the secret strategies of the rich and political elite and help you take total control of your financial security now onto the show.
[00:00:37] Vance Lowe: Hello, I’m Vth Lowe, president of Private Banking Strategies.
[00:00:42] Vance Lowe: And I’ve been in the money world for 40 years now, helping people become financially independent over the years. 20 years ago, I discovered this new strategy. I’ve been looking for all my career, and this is where private banking strategies comes from. I’ve learned a thing or [00:01:00] two along the way, and I would like to share with you how money really works simply because it’s not what we have been taught to believe.
[00:01:09] Vance Lowe: What we think about money, most of the time when we make a financial decision, it’s gonna be wrong. Usually 180 degrees wrong. If everyone’s doing it, if everyone’s following the leader, so to speak, I promise you it will be the wrong thing to do. So I’ve been practicing this strategy and helping clients.
[00:01:27] Vance Lowe: Install it, set it up, and do it themselves for the last 20 years. If you’d like to know how to switch from spending your money and losing it forever and having to go back to work in this process over and over again to using your money and getting it back every month, just like the banks, then this strategy is for you and you owe yourself.
[00:01:48] Vance Lowe: You owe your family and loved ones. A chance to take a look at this and see if this won’t work in your life. I’ll promise you, it’s not gonna cost you anything except your time. We’ll actually let you even take [00:02:00] the strategy for our test drive so that you can see in your own circumstances, your own numbers what this thing or strategy will do for you.
[00:02:09] Vance Lowe: If at the end of that meeting and that presentation you like it, then we’ll help you install it and we go from there. There’s a lot of people out there and a lot of, I would say not scams, but uh, salespeople who wanna sell a product our job, and we feel that we are helping people install. An ancient banking strategy in our country.
[00:02:36] Vance Lowe: If I were to take you back to the time we first started our country, we went from absolutely nothing to the most powerful nation on the planet. And the time it took us to do that, did you know we had no branch banking. In order to accomplish that. How were we able to accomplish that? And that’s what we wanna show people.
[00:02:59] Vance Lowe: This [00:03:00] is a lost education and it was taken out of our country on purpose. What the banks don’t want you to know will make you rich. That’s the title of our free book. If you haven’t downloaded it, we suggest you do. You can get it in an ebook format or a audio version. It’s free, but it’ll give you a little bit of a hint on what you’re getting into and how this works.
[00:03:24] Vance Lowe: Because of the lack of banks, I guess we still had a banking function live and well in the United States. It’s a matter of fact, it’s still alive and well today. Life insurance companies entered, America, came over kind of with the Mayflower, the pilgrims, and they saw the need over here. I think it was Lloyd’s of London.
[00:03:46] Vance Lowe: Was the first insurance company, the step foot on our nation. And then from there we grew and put together other life insurance companies to meet the needs of the individual people. They acted as [00:04:00] agents for people to handle their valuable documents, their gold, their monies. And to store money in a place where it was safe and to be able to use it when they needed to.
[00:04:14] Vance Lowe: And so people were taught how to be self-reliant and how to be completely independent. There was no such thing as income tax or government burden or anything else. When our country was first started, people were taught how to survive and to live on their own. And this strategy went well. So it was actually a banking contract with the insurance companies that allowed people to capitalize money.
[00:04:41] Vance Lowe: The policy, it provided a death benefit and it provided a money warehouse. So that people could stockpile money there and then borrow it and pay themselves back over time and function as their own bank. They were all taught, and this is true today, that there are [00:05:00] at least three laws you have to live in order to be successful with money.
[00:05:03] Vance Lowe: Now, one of ’em is called the 10% law. You always have to pay yourself first. Out of all new money coming into your control, at least 10%, that’s the minimum. That assures that every single month you’re better off than you were the month before. People choose not to do that, and they wonder why they’re not better off the big one.
[00:05:21] Vance Lowe: Warren Buffett’s famous for saying this. There are two rules that you can never break with money. Rule number one, you can never ever spend principle. We’ve heard that before, but he follows that up with rule number two. To emphasize how important this is. Rule number two is you can never ever break rule number one.
[00:05:43] Vance Lowe: What is principle? People ask that, you know, because they’re trying to justify what they’re doing. They have the feeling, we all have the feeling that, you know, something’s not right, but in this case, the money we work hard for at work. After our [00:06:00] taxes and everything, the actual paycheck that comes into our control is our principle.
[00:06:05] Vance Lowe: Now, we’re probably saying, how on earth can we not spend principle? We have to live? Nelson Nash is the one who is acclaimed and famous for bringing back the strategy, and we have that institution today called the infinite banking concept. You guys can take a look at that. I think it’s uh, ibc.org or infinite banking concept.org, and it’s a institution dedicated to helping people put the banking strategy back in their life, okay?
[00:06:36] Vance Lowe: It was never meant to be given away to our banks today, and that’s kind of hard to believe, just as it’s hard to believe that we can’t spend principle. Well, what if I told you that all of our clients enjoy successfully how to get their. Monthly expenses back every single month. If you got your monthly expenses back, would you then be spending principle?
[00:06:57] Vance Lowe: You know the answer’s? No, I wouldn’t be. You would be [00:07:00] using your money. And that’s what principle is for. It’s to be put to work to earn you money. Alright. And that’s what we do, but we can’t do it without the banking equation. So when I tell people. Yes, we can show you. We promise you, we’ll show you and you will immediately believe it, that every single month you can get 100% of your monthly expenses back.
[00:07:20] Vance Lowe: But you know what, folks, it’s not the way you’re thinking today because of the internet and everything else. We want to, I call it rat hole information. Oh, that’s what this is. Oh, that’s, oh, I, I understand that. That’s what that is. But it’s not, we actually think we know something about money, and I’m here to tell you we don’t for over 20.
[00:07:40] Vance Lowe: Five years as a successful money manager, I thought I knew something about money. I thought I knew how to grow it. Do this and do that. Help clients retire financially independent, get to that financial independent window just to discover I didn’t really understand and know what money is. Folks, when we get into the real content of money, [00:08:00] it’s all about economy.
[00:08:01] Vance Lowe: Did you know that when we left home, left our parents, we were supposed to go out into the wilderness and start our own town, and to have that knowledge to be able to do that, a town is run on an economy, okay? Money flowing in to our control and we’re losing less money coming out the back. We educate people on how money works.
[00:08:23] Vance Lowe: Money has absolutely no value. Unless it’s exchanged on the exchange, the value occurs. Not until then people actually think that they have money working for them in accounts. Well, they may have a stock portfolio, they may have 4 0 1 Ks, they may have mutual funds, whatever. You think your money is out working for you, had a big surprise for you because it’s not only the people who are using your money are making the lion’s share of your money for you, it’s asleep.
[00:08:54] Vance Lowe: So we show you in this test drive, if we were to wake up your money [00:09:00] and you put it to work in an environment where there is no risk. ’cause we don’t need to take risks. We don’t need to be in the stock market to totally beat the stock market. It’s important, eh? Nelson Nash has a book called Becoming Your Own Banker, and I advise everybody to get that.
[00:09:16] Vance Lowe: You can get it on Amazon, but he goes in and he tells people there’s five rules or five laws that you have to defeat, but right at the beginning of his book, he tells us it’s all about how we think and our imagination, we think this way. Okay? One of his laws is called the Golden Rule. Well, I bet you if I ask a lot of people what the golden rule is to them, they’re gonna make a response and the correct response, because we’re not talking biblical or anything, is different.
[00:09:47] Vance Lowe: Parkinson’s law, the Willie Sutton law, the Arrival Syndrome, the use it to lose it. They’re all things we’ve got to face and beat, so to speak, all the way through. It’s a great little book to read. [00:10:00] We make it come alive for people.
[00:10:02] Midroll: Did that story feel like it was about you? Do you feel like you are generating a lot of revenue but are not moving forward as fast as you would like?
[00:10:12] Midroll: Do you feel you should be making more progress toward your financial goals? Do you feel stuck? Let us help you get unstuck. Are you ready to take action and get your own private bank? Please visit us at www.privatebankingstrategies.com.
[00:10:32] Vance Lowe: There is a famous grocery store story in that book, and you have to plug yourself in as that grocery store owner.
[00:10:40] Vance Lowe: If I were to ask you a question, if you owned a grocery store, wouldn’t you think you could have all your own groceries for free? Most people automatically say, yeah. A lot of people say, yeah, man, if I own the grocery store, I’d get all my stuff free and I could, or at least get a wholesale. Nelson explains to you how a grocery store [00:11:00] works and what effect Juan.
[00:11:02] Vance Lowe: Can of Stolen Peas has on the store. So it all goes to any type of business in life. I think we’ve all heard many, many times that out of 10 new businesses start up, only five will be in existence. At the end of five years. Well, I know the depth of that because I’ve always been in business owning my own companies or partnering with other people.
[00:11:27] Vance Lowe: And the sad truth is that the next 10 years, four more are gone. Now, if you’re not an entrepreneur, you go, oh wow. All I have to do is start 10 companies and one will succeed. Okay? But most people are more pessimistic and, oh man, I don’t want to do it because of the risk of failure. Well, the risk of failure.
[00:11:46] Vance Lowe: The number one cause is self theft. No matter what your business is, you’re going into it because you think you know how to do it and expertise and everything, and that business is only gonna thrive up to your knowledge. A lot of [00:12:00] owners feel like that’s enough. A lot of times it’s not. They’re really good at the skill, but they’re not so good at running a company.
[00:12:08] Vance Lowe: And theft. You know, I, I like to look at maybe a, a, a trailer manufacturer. He goes into business for himself ’cause he’s a great welder and he, you know, he is worked on trailers all the time. And, uh, he said, wow, you know, I could start up my own and I could, you know, have my own equipment for free. I could give a discount to my family members.
[00:12:27] Vance Lowe: Fatal mistake. It’s reason people go out of business. The other is they devalue the investment they put in their company. They save up a hundred thousand dollars and figure it’s gonna take a hundred thousand dollars, you know, for their company to be profitable. They don’t value that money once it’s in the company.
[00:12:45] Vance Lowe: Their profits and their income is based on not paying that money back almost in every case I’ve dealt with in small businesses, they do not value or do not recognize the money they put in as an expense of the [00:13:00] company that should be taken out before profits are made, so they have a false profit. So I’m just giving a new way to handle.
[00:13:08] Vance Lowe: And deal with money my whole life up to 20 years ago. The big fear question, am I going to run outta money? Before I die, they build an nest egg and then they want to retire. Well, Nelson also dispels the myth about retirement. Folks. There’s no such thing as entitlements in life. Retirement was a scheme government put together.
[00:13:34] Vance Lowe: Has government ever, you know, maybe you can point out one, but I doubt it. Ever done anything? For its people. It hasn’t. Government is pretty much a parasite. It’s 100% corruption formula, and we’ve been dealing with that this year with our new president. What if you could run your own economy? Let’s say you have a family and you’re running your household and you’re bringing home a paycheck, let’s just [00:14:00] call it around $10,000 a month after taxes.
[00:14:03] Vance Lowe: If you set it up correctly and put it inside your own economy, you can run that money and you can literally double that money over and over again and never, ever create a taxable event. So find out how to do that as well. Find out how inside your own economy. You’re not gonna trigger any type of taxable event even to be taxed.
[00:14:26] Vance Lowe: And that’s why banks and government don’t want you to know these strategies. It was eradicated out our, our education system out of the United States. So I’m hoping that this little chat we’ve had today that you will recognize that maybe. You don’t know as much as you think you know about how money works.
[00:14:45] Vance Lowe: A lot of people chase interest rates and they think that’s everything. It’s not a misleader, let’s call it that. Banks put interest rates in as low as possible because they have to compete with one another. That’s not how the banks make money. It’s only [00:15:00] a risk equalizer. That’s all it is. Did you know that money and wealth is grown and made from what’s called volume of return and velocity?
[00:15:10] Vance Lowe: Lemme give you an example there. Let’s say I’m on a trip and I am gonna go a thousand miles anyway, I’m in my vehicle and I look down and see my gas gauge is getting close to empty. And so I look up and I see a town coming up and I do a quick calculation because I need to decide whether I wanna stop in this town because I know there’s another town.
[00:15:32] Vance Lowe: 10 miles further. So I decide to err on caution and I stop in this little town. Let’s say this is your town. You own it, you own the bank, and a lot of things in town, and there’s a lot of people that have moved to your town because it attracts money. Well, I pull in to the gas station and I fill up with gas.
[00:15:52] Vance Lowe: I pay the, uh, owner of the gas station, 50 bucks. And I’m gone, but I took with me $50 [00:16:00] worth of gas. Now, what I’m sharing with you is very simplistic, okay? Town now has a new $50. That gas station owner could say, okay, you know what? I just got $50. I’m gonna take it across the street, and I’m gonna buy $50 worth of groceries.
[00:16:16] Vance Lowe: So he does that and he brings back $50 worth of groceries, and now my $50 is over at the grocery store. The grocery store owner says, Hey. I just sold inventory. I gotta restock my shelves. So he goes across town to the warehouse and he brings back $50 with a product to restock his shelves. And now my $50 at the warehouse, the warehouse owner says, Hey, I’ve got, uh, $50.
[00:16:42] Vance Lowe: Now I’m gonna go get some dental work done. So he pays the dentist. Dennis now has the money and he says, you know what? I gotta go see the doctor and pay him my doctor Bill and he pays the doctor my $50. The doctor turns around and says, you know what? I need to get my car fixed. Worked on. So he takes the car over to a mechanic and [00:17:00] pays him $50, and now the mechanic has my money and he takes his family out to dinner.
[00:17:06] Vance Lowe: A birthday dinner and now the restaurant has that $50. So think with me for a minute, folks. See, the value of money is in the exchange, and every time a dollar touches down, it recreates itself over and over, over again. Think of how many times that happens in a town. And you know what? That has never ever happened in your life because banks don’t want it to.
[00:17:33] Vance Lowe: They wanna treat us like sheep and cattle. All we’re good for is to go out into our professions, you know, create more money and spend it because the banks end up with it. Okay? And we are never that much further ahead. The older we get, the more frustrated we are. I know because I deal with it every single day.
[00:17:54] Vance Lowe: Okay. And if you that are listening to me right now are not satisfied [00:18:00] with where you are right now compared to where you thought you would be. You need to make a change and you need to make it today. ’cause every one of us start on day one. The time we lose is at the end where it becomes most valuable.
[00:18:13] Vance Lowe: And if you don’t believe that inside our book, what the banks don’t want you to know is a puzzle. How much will one penny double 30 times? What’s the value at the end of 30 times? 1 cent? One penny. Try that. Then procrastinate one of those days, let’s say over a 30 day period of time, it’s gonna double 30 times, and so you start on day one.
[00:18:40] Vance Lowe: The next guy decides to wait and start on day two. Now he only has 29 days and see what the difference is. Okay? It’s very, very important. Velocity is how many times will it touch down? The volume of return is huge. How much money do I have out working for me producing? [00:19:00] Payments or money coming back to me.
[00:19:03] Vance Lowe: Say, one of the things our clients enjoy also is multiple touches on the dollar, using a dollar, getting their dollars, working and getting the dollar back. That’s what we mean by switching from spending your money to using your money and getting it back. Okay. Those banking contracts are still out there.
[00:19:19] Vance Lowe: You can create your own money warehouse and those money warehouses compete and beat the stock market. Long term. Ever since our country was a country before the stock market, it beats it today. They’re safe. It’s the safest place to store money on the planet. There is no safer place. As a matter of fact, the banks, they’ve always known about this strategy.
[00:19:40] Vance Lowe: Banks today are life insurance companies. Number one client. This is where they store their safe money, so it makes them good income. I may come up with another topic a little bit later on. But please, if you like what you see here, hit the like button, make a comment. We [00:20:00] can give you information that’s not on our website.
[00:20:03] Vance Lowe: Take a look at our website. We offer a free analysis when you download the book, if you put your email. Address in, we’ll send you articles on a regular basis that will start the teaching process. You can get Nelson NA’s book, read it. You can get our book, read it, and if you wanna take the next step, you can set up a consultation with me and talk about it and go through a timeline and set up what we call a test drive.
[00:20:30] Vance Lowe: We’re actually gonna. Show you that eight year analysis, and we’re only going to compare getting the money back and reusing it and what that will do for you, what you think getting the money back will do for you if you could actually have that in your life. So with that, please visit our website at Private Banking Strategies and start your adventure.
[00:20:52] Vance Lowe: Thank you very
[00:20:52] Outro: much for listening. Did that story feel like it was about you? Do you feel you should be making more [00:21:00] progress toward your financial goals? Do you feel stuck? Let us help you get unstuck. Are you ready to take action and get your own private bank? Please visit us at www.privatebankingstrategies.com.
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