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How To Grow Rich With The Secret That Banks Don’t Want You To Know.
Never Go Backwards
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Recent Podcasts

Episode 186 – What does it mean to Think Like a Banker?
It’s my money. Why should I pay it back?” It’s one of the first questions people ask about private family banking. In Episode 186, Seth Hicks and Vance Lowe explore why the answer matters long after the purchase is made. Using a family car purchase as a starting point, they

Episode 185 – The Loan Is Paid Off – So Where Does the Money Go Now?
Your car is paid off. Where does the monthly payment go now? In Podcast 185, Vance Lowe and Seth Hicks use a $700 car payment to explore a practical family banking decision: what happens to the cash flow after the loan ends? Two families make the same payment for years.

Episode 184 – Who Gets Your Next Car Payment?
Most folks know how to make a car payment. Have you considered who should receive it? Most car buyers spend time negotiating the vehicle price and monthly payment. The financing behind that purchase can be far more important. In this week’s Private Banking Strategies Podcast, Vance Lowe and Seth Hicks
Recent Posts

Unlocking Financial Stability: How Life Insurance Retirement Plans Can Safeguard Your Retirement
A properly structured LIRP can create predictable cash value, liquidity, tax-free income, and a legacy without tying retirement entirely to the market. By Vance D. Lowe RFC, ChFC, CLU The closer I get to retirement planning, the less interested I am in hoping everything works out. After decades in

Infinite Banking Concept Pros and Cons
Infinite Banking can create liquidity, control, tax-free growth, and legacy value, but it requires proper design, disciplined funding, and a long-term commitment. By Vance D. Lowe RFC, ChFC, CLU The Infinite Banking Concept is powerful, but it is not magic, a shortcut, or a product you buy and forget.

An Introduction to the 7 Pillars of Private Banking Strategies
The 7 Pillars form a proven framework for protecting wealth, creating tax-free growth, and building a private banking system that compounds and transfers wealth across generations. By Vance D. Lowe RFC, ChFC, CLU Most people spend their entire lives earning money, yet very few ever gain control over how



